Self Employed

CIS workers, Limited Company, Limited Liability Partnerships

Sole Trader, Contractors.

So many questions when it comes to obtaining a mortgage if you are self-employed. Fear not we have you covered.

You are likely to be considered self-employed if you own more than 20% of a business.

In any case, the lender will want to establish the income you generate, this could be in the form of salaries + dividends and/or share of net profit depending on your business structure.

In most cases, you will need at least 12 months of accounting history, which could be in the form of certified accounts, payslips or SA302 (Tax returns).

We can help you navigate the market to find you the best option, contact us at PD FINANCE to learn more.

DISCLAIMER: Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage.